Every lender, side by side.
We put all 10 lenders in our network on one table so you can compare the details that change the cost: rate, amount, fees, credit score needed, and funding speed.
*Our score reflects Jesse and John's own review of each lender's terms, fees, and support — not a paid placement, and separate from the public review count shown for each lender.
If you don't want to read the whole table
Four common situations and the lender we'd point you to for each.
No fees at all, and the largest loan amounts in our network if you need more than 0k.
See full review →580 minimum credit score — one of the most forgiving in our network.
See full review →Zero origination fee and terms up to 84 months if you want a lower monthly payment.
See full review →Caps out at 17.99% APR even for lower credit tiers — the tightest rate ceiling we've found.
See full review →We check every lender at least twice a year. We strip away the jargon and explain what you need to know, including what is good about the lender and what is not.
The order above is sorted by rate, not by who pays us the most. We have no visibility into the lenders' referral fees, so we have no financial reason to rank one above another.
Before you compare
Bring the whole offer into view
Read a lender card like a reviewer.
Put the details next to each other before you choose. Start with the same loan amount and term, then look beyond the monthly payment.
Compare personal loansBefore submitting, check the provider’s credit-inquiry disclosure. A comparison is not an approval or a commitment to borrow.
Your comparison worksheet
01 / Keep these together- 01 Monthly payment
- Does it fit your regular budget?
- 02 APR
- Compare the disclosed annual cost.
- 03 Fees & cash received
- Check what is charged and what reaches you.
- 04 Total repayment
- Read the full amount over the agreed term.
Keep the total beside the payment ↗
Illustrative checklist only. No rates or offers are shown. CFPB loan guideYour questions, answered
Lender costs and eligibility
Comparing costs
Is an advertised rate my rate?
An advertised range is not a personal offer. The only way to know what you can qualify for is to apply.
Eligibility
Where do I verify availability?
Lenders don't disclose their eligibility criteria, but a quick application only uses a soft credit check. So, applying won't hurt your credit score.
