Personal loans are a very flexible form of credit. They can vary from $200 to $100,000; can be used for a wide range of purposes; and, can be available to borrowers of different credit worthiness. But, is it a good idea use them? What are the pitfalls of a personal loan? What should you watch out for when you are shopping for a personal loan?

When you need money, it's tempting to accept any loan that a lender will offer. But, is it a good idea to take a title loan? How do title loans work? What are the pitfalls of title loans? Are there good alternatives?

The savings rate on high interest (or high-yield) savings accounts can sometimes be 20 times the rate of a traditional savings account. But why don't any of the big banks offer them? Is there something about high-yield savings accounts that means I shouldn't use them? What kinds of fees do high interest savings accounts charge and what are the common restrictions? Should I be putting my money in a high-yield savings account?