Brandy Baxter

Most FinTech lenders still heavily price personal loans around your FICO score. Learn why the 660 credit score threshold can cost borrowers thousands in extra interest.

The Dirty FinTech Loan Secret

The Dirty Secret Behind FinTech Loan Rates Why Your Credit Score May Be Costing You Thousands The rise of financial technology companies promised a revolution in lending. Instead of relying on outdated credit scoring systems, FinTech lenders claimed they would...

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Citi Personal Loan Review 2026: Learn Citi’s APRs, credit score requirements, debt consolidation rules, fees, approval odds, and hidden restrictions.

Citi Personal Loan 2026

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Rocket Loans review 2026: rates, fees, approval criteria, and real borrower insights. See if this fast, digital lender is right for you.

Rocket Loans Personal Loans Review

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Stop overpaying on debt. Learn how lowering your APR, refinancing, and consolidating can save thousands in interest and accelerate your debt payoff.

Stop Overpaying Interest Now

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Prosper Credit Card 2026 review: APR, fees, approval odds, and credit-building strategy. Learn if this unsecured card is right for you.

Prosper Credit Card Review

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Brandy Baxter

Brandy is the Owner of Envision30, a coaching and consulting firm where she teaches clients to think from the future.Brandy is an Accredited Financial Counselor® and has a Doctorate in Strategic Leadership with an emphasis in Foresight.Brandy is a United States Air Force veteran and the spouse of an Air Force veteran.Brandy is a recipient of the […]

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