Personal loans are a very flexible form of credit. They can vary from $200 to $100,000; can be used for a wide range of purposes; and, can be available to borrowers of different credit worthiness. But, is it a good idea use them? What are the pitfalls of a personal loan? What should you watch out for when you are shopping for a personal loan?

When you need money, it's tempting to accept any loan that a lender will offer. But, is it a good idea to take a title loan? How do title loans work? What are the pitfalls of title loans? Are there good alternatives?

The savings rate on high interest (or high-yield) savings accounts can sometimes be 20 times the rate of a traditional savings account. But why don't any of the big banks offer them? Is there something about high-yield savings accounts that means I shouldn't use them? What kinds of fees do high interest savings accounts charge and what are the common restrictions? Should I be putting my money in a high-yield savings account?

Payday loans are a form of short-term lending for people who have a difficult time getting credit from a bank or a credit union. A payday loan is designed to be repaid on the borrower’s next payday. The high cost and short time frame of a payday loan typically means that they are used only for emergencies.

How many credit cards should you have? Is there a right answer? The data shows that if you are trying to build, maintain, or repair your credit score, the ideal number of credit cards you should have on your credit report is three. This video explains why you want three credit cards, which type of credit cards you should have, and what the best way to use those credit cards is if you are trying to improve your credit score.

A financial advisor is a legal designation for someone who is approved by certification to provide financial advice, especially when it comes to investing and where to put your money. Do you need a financial advisor? What would a financial advisor do for you?

Avant Credit is one of the biggest companies that provide personal loans for people who need money. They offer loans to people with credit scores between 550 and 720. Is Avant a good company? Should you consider using them for a personal loan? What should you look out for when you are applying to Avant for a loan?

NetCredit offers personal loans to people who have less-than-perfect credit. They offer loans to people who have a credit score below 700. If you need money, should you use NetCredit or avoid them? What do you need to know about NetCredit before you apply for one of their loans? This video is meant to answer all the questions you might have about NetCredit so you can make an informed decision about whether to take one of their personal loans.

A financial advisor is a legal designation for someone who is approved by certification to provide financial advice, especially when it comes to investing and where to put your money. Do you need a financial advisor? What would a financial advisor do for you?

Haggling is the art of negotiating the price of a good or service until you reach a mutually-agreed price. Effective negotiating or haggling skills can save you money, help your money go further, and can be an effective way to buy smarter.

Credit scores and credit reports are complicated. So, it's not a surprise that a lot of misunderstanding swirls around them. Sometimes that misunderstanding can actually hurt your credit score. It can keep you from making progress or get you to focus on the wrong thing.