November 19, 2023

Debt Settlement vs Alternatives

Should You Settle Your Debt or Explore Other Debt Relief Options? When you’re overwhelmed by debt, debt settlement might seem like the only way out. But is it the best choice? Many consumers make the mistake of jumping into debt settlement without...

Discover what you need to know about American Express personal loans — including rates, fees, eligibility, pros and cons — so you can decide if they’re the right option for you.

American Express Personal Loans

Discover how Prosper personal loans work, including fees, rates, and reviews, so you can decide if they’re right for you.

Prosper Personal Loans Explained

conceptual psychology and personal finance

Credit Cards Can Make You Overspend. Prevent it!

The credit card problem Social science findings consistently show that people tend to spend more when using credit cards compared to cash. Therefore, it’s a reasonable statement to say credit cards CAN make you overspend. Should you cut up your credit cards and go back to using only cash? That’s one way to approach the […]

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Happy Money Debt Consolidation Loan Review

Happy Money offers debt consolidation loans from $5000 to $40,000.  They call it “The Payoff Loan”.  That’s a...

Dave Ramsey Doesn’t Understand Credit Card Rewards

Dave Ramsey has helped millions of people escape debt through his practical approach to personal finance. But that...