how do credit scores work

Loans with a Cosigner

Top Personal Loans with a Cosigner in 2025 Getting approved for a personal loan can be tough—especially if you have fair or poor credit. But adding a cosigner to your loan application may help you qualify for better rates, higher...

Learn how Security Finance personal loans work, what fees to expect, and whether their high-cost loans are the right fit for your financial situation.

Security Finance Personal Loans

LendingPoint personal loans—rates, fees, approval criteria, and funding speed. Learn if LendingPoint is right for your financial needs.

LendingPoint Personal Loan Review

Learn when to take Social Security, how market conditions impact retirement income, and why personalized wealth planning leads to a happier retirement.

Maximize Social Security Timing

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How Credit Scores Work: What to Know

How do credit scores work Credit scores work by putting a number value on the chance that a person will default on at least one debt in the next two years.  The higher the score, the less likely the person is to default on a debt.  Credit scores are developed by looking at millions of […]

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