hard credit inquiries

Happy Money Loan

Happy Money Personal Loan Review: Is It Right for You? Looking for a personal loan to pay off debt or cover expenses? Wondering if Happy Money is the right fit? Let’s break it down. What Is Happy Money Personal Loan? Happy Money isn’t...

Hand connecting couple puzzle piece. Understanding the puzzle of soft and hard inquiries.

Sorting Out the Impact of Soft and Hard Credit Inquiries

Top things to know about credit inquiries: What is a credit inquiry? A “credit inquiry” is the a record of when your credit report was accessed. It includes three key pieces of information: Under the FCRA there are detailed restrictions called permissible purposes that restrict access to your credit report. Therefore, it is imperative that […]

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