hard credit inquiries

Personal loan interest rates you should expect given your credit score  If you’re looking at getting an unsecured personal loan, you might wonder what interest rate you should be able to get. Sure, we all want that rock-bottom APR, but...

Hand connecting couple puzzle piece. Understanding the puzzle of soft and hard inquiries.

Sorting Out the Impact of Soft and Hard Credit Inquiries

Top things to know about credit inquiries: What is a credit inquiry? A “credit inquiry” is the a record of when your credit report was accessed. It includes three key pieces of information: Under the FCRA there are detailed restrictions called permissible purposes that restrict access to your credit report. Therefore, it is imperative that […]

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