hard credit inquiries

Loans with a Cosigner

Top Personal Loans with a Cosigner in 2025 Getting approved for a personal loan can be tough—especially if you have fair or poor credit. But adding a cosigner to your loan application may help you qualify for better rates, higher...

Learn how Security Finance personal loans work, what fees to expect, and whether their high-cost loans are the right fit for your financial situation.

Security Finance Personal Loans

LendingPoint personal loans—rates, fees, approval criteria, and funding speed. Learn if LendingPoint is right for your financial needs.

LendingPoint Personal Loan Review

Learn when to take Social Security, how market conditions impact retirement income, and why personalized wealth planning leads to a happier retirement.

Maximize Social Security Timing

Hand connecting couple puzzle piece. Understanding the puzzle of soft and hard inquiries.

Sorting Out the Impact of Soft and Hard Credit Inquiries

Top things to know about credit inquiries: What is a credit inquiry? A “credit inquiry” is the a record of when your credit report was accessed. It includes three key pieces of information: Under the FCRA there are detailed restrictions called permissible purposes that restrict access to your credit report. Therefore, it is imperative that […]

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