hard credit inquiries

The Dirty FinTech Loan Secret

The Dirty Secret Behind FinTech Loan Rates Why Your Credit Score May Be Costing You Thousands The rise of financial technology companies promised a revolution in lending. Instead of relying on outdated credit scoring systems, FinTech lenders claimed they would...

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Hand connecting couple puzzle piece. Understanding the puzzle of soft and hard inquiries.

Sorting Out the Impact of Soft and Hard Credit Inquiries

Top things to know about credit inquiries: What is a credit inquiry? A “credit inquiry” is the a record of when your credit report was accessed. It includes three key pieces of information: Under the FCRA there are detailed restrictions called permissible purposes that restrict access to your credit report. Therefore, it is imperative that […]

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