Behavioral economics

Debt Settlement vs Alternatives

Should You Settle Your Debt or Explore Other Debt Relief Options? When you’re overwhelmed by debt, debt settlement might seem like the only way out. But is it the best choice? Many consumers make the mistake of jumping into debt settlement without...

Discover what you need to know about American Express personal loans — including rates, fees, eligibility, pros and cons — so you can decide if they’re the right option for you.

American Express Personal Loans

Discover how Prosper personal loans work, including fees, rates, and reviews, so you can decide if they’re right for you.

Prosper Personal Loans Explained

Girl inside a cardboard box painted with an ostrich

How an Ostrich Can Destroy Your Personal Finances

Behavioral psychology and personal finance The ostrich principle of personal finance. This is the seventh article in our behavioral psychology series by Jonathan Walker, Co-Author of Anchors, Ostriches, and a HotPair of Scissors: Navigating Human Behavior as a Financial Professional. In this series Jonathan will help you understand how your brain deals with personal finances. […]

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How Anchoring Can Hurt Your Personal Finances

Behavioral psychology and personal finance What is anchoring in your personal finances? This is the sixth article in...

How Too Many Choices Can Ruin Your Personal Finances with Choice Overload Bias

Behavioral psychology and personal finance The choice overload bias and the problem with too many choices. This is...

How to Use Mental Accounting to Improve Your Personal Finances

Behavioral psychology and personal finance Using mental account to improve personal finances! This is the fourth article in...

How Doing Nothing Can Blow Up Your Personal Finances: The Status Quo Bias

Behavioral psychology and personal finance The Status Quo Bias! This is the third article in our behavioral psychology...

When Being Hot Can Hurt Your Personal Finances

Behavioral psychology and personal finance This is the second article in our behavioral psychology series by Jonathan Walker,...

How to Recruit Your Brain to Help With Personal Finances

Behavioral psychology and personal finance This is the first article in our behavioral psychology series by Jonathan Walker,...