The Platinum Card® from American Express – 2025 Review & Benefits

Easy way to find and apply for the right credit card for you:

The Platinum Card® from American Express is a premium travel rewards card offering exceptional benefits. Here’s what you need to know:

🔥 Welcome Bonus: LIMITED OFFER 125,000 POINTS

✅ Normal signup bonus – Earn 80,000 Membership Rewards® points after spending $8,000 on eligible purchases in the first 6 months.

Rewards & Earning Structure

✅ 5X Membership Rewards® points on:

  • Flights booked directly with airlines or through American Express Travel (up to $500,000 per year).
  • Prepaid hotels booked via American Express Travel.
    ✅ 1X Membership Rewards® point on all other purchases.

✈️ Points Redemption Options

✅ Use points for travel through Amex Travel.
✅ Transfer points to top airline & hotel partners, including:

  • Airlines: Delta, JetBlue, Emirates, Singapore Airlines, British Airways, Air Canada, Virgin Atlantic, Southwest, and more.
  • Hotels: Hilton Honors, Marriott Bonvoy, Choice Hotels, World of Hyatt®.
    ✅ Other redemption options available for statement credits, gift cards, and more.

🌍 Travel Perks & Benefits

✅ Lounge Access: Enjoy the American Express Global Lounge Collection®, including Centurion Lounges, Delta Sky Club, and Priority Pass™ Select (upon enrollment).
✅ Annual Statement Credits:

  • $200 for prepaid hotel bookings via Amex Travel.
  • $200 in airline fee credits (for one selected airline).
  • $100 for Global Entry or $85 for TSA PreCheck® every 4 years.
    ✅ Travel Protections: Trip delay insurance, baggage insurance, and more.

💰 Fees & Eligibility

✅ Annual Fee$695
✅ No Foreign Transaction Fees
✅ Requires Good to Excellent Credit for approval.

With its luxury travel perks, generous rewards, and premium benefits, the Amex Platinum is ideal for frequent travelers looking to maximize value.

🔹 Is this the right card for you? Let us know in the comments!


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Jonathan Walker