Why More Investors and The Rich Are Buying Physical Gold and Silver in 2025
A Strategic Shift Toward Precious Metals as Inflation Rises and the Dollar Weakens
In the past decade, the landscape of investing has shifted dramatically—especially when it comes to physical gold and silver. What was once considered an outdated or fringe asset class has now become a mainstream choice among savvy, high-net-worth investors. If you’re wondering why more people are adding physical precious metals to their portfolios, you’re not alone.
According to a recent Investopedia survey of accredited investors, fewer than 10% held any form of physical precious metals in 2014. Fast forward to 2025, and that number has surged past 30%. Even more revealing: many of these investors now allocate 20% to 30% of their total portfolio to gold and silver bullion, coins, or bars.
So what’s behind this movement? Let’s break it down.
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The Rise of Physical Precious Metals as a Core Portfolio Asset
Unlike digital assets or paper stocks, physical gold and silver are tangible, universally recognized stores of value. They’re not just symbols of wealth—they retain purchasing power over time, even when fiat currencies decline in value.
In today’s economic climate, investors are prioritizing security, stability, and inflation protection. And physical precious metals check all three boxes.
Why 2025 Is the Year of the Anti-Dollar Trade
We’re in the midst of a commodity supercycle, often referred to as a “commodity boom.” This is a period in which real, tangible assets—like gold, silver, oil, and agricultural goods—significantly outperform traditional financial assets.
Gold and silver, in particular, are widely considered anti-dollar trades. That means their value tends to increase as the U.S. dollar weakens. Given the rising debt, long-term inflation trends, and softening global confidence in fiat currencies, it’s no surprise that gold and silver are making headlines again.
Why Investors Are Calling This an Anti-Dollar Decade:
- Inflation is persistent, and the Federal Reserve’s ability to control it is limited.
- Fiat currencies historically fail—100% of fiat currencies in history have eventually gone to zero.
- Gold and silver act as real assets that aren’t tied to central bank policies or geopolitical uncertainty.
Inflation: The Hidden Tax on Your Savings
Inflation quietly erodes the purchasing power of your money. For example, if you had $100,000 in a savings account in 2020, that money now buys roughly $70,000 worth of goods in 2025. That’s a 30% loss of value without a single dollar being spent.
Meanwhile, gold and silver have more than doubled in value since 2020, with silver tripling during the same period. Holding metals isn’t just about growth—it’s about preserving wealth.
The Role of Gold and Silver in a Diversified Portfolio
There’s an old adage: “Never put all your eggs in one basket.” That’s the basis for portfolio diversification—a strategy that spreads risk across different asset classes.
Gold and silver serve as:
- A hedge against inflation
- A shield against currency devaluation
- A safe haven in times of market volatility
- A non-correlated asset that doesn’t move with stocks or bonds
Investors approaching retirement are especially focused on this strategy. When you’re near retirement, you don’t have decades to wait for the stock market to recover from a downturn. Holding non-correlated, stable assets like precious metals becomes essential.
Physical vs. Paper Gold: What’s the Difference?
You can gain exposure to gold through ETFs, mining stocks, or digital tokens—but many experts argue that only physical gold and silver provide true protection.
Why physical metals are preferred:
- No counterparty risk
- Not reliant on the banking system
- Accessible during financial emergencies
- Outside of digital systems or potential cyber threats
How to Start Investing in Physical Precious Metals
Getting started is easier than ever. Look for reputable gold and silver dealers that offer:
- Transparent pricing
- IRA-eligible bullion
- Secure, insured storage options
- Educational resources to help avoid common scams
Consider working with firms that specialize in retirement precious metal IRAs if your goal is to protect your long-term savings.
Final Thoughts: Is Now the Right Time to Buy Gold and Silver?
In 2025, the case for physical gold and silver is stronger than it’s been in decades. With global debt rising, inflation outpacing interest earnings, and uncertainty on the horizon, precious metals provide a powerful tool for long-term financial protection.
Whether you’re a seasoned investor or just getting started, consider this: when 30% of accredited investors are allocating a significant portion of their portfolio to gold and silver, they’re doing it for a reason.
