Nathan Harness

Most FinTech lenders still heavily price personal loans around your FICO score. Learn why the 660 credit score threshold can cost borrowers thousands in extra interest.

The Dirty FinTech Loan Secret

The Dirty Secret Behind FinTech Loan Rates Why Your Credit Score May Be Costing You Thousands The rise of financial technology companies promised a revolution in lending. Instead of relying on outdated credit scoring systems, FinTech lenders claimed they would...

Read more
Citi Personal Loan Review 2026: Learn Citi’s APRs, credit score requirements, debt consolidation rules, fees, approval odds, and hidden restrictions.

Citi Personal Loan 2026

Read more
Rocket Loans review 2026: rates, fees, approval criteria, and real borrower insights. See if this fast, digital lender is right for you.

Rocket Loans Personal Loans Review

Read more
Stop overpaying on debt. Learn how lowering your APR, refinancing, and consolidating can save thousands in interest and accelerate your debt payoff.

Stop Overpaying Interest Now

Read more
Prosper Credit Card 2026 review: APR, fees, approval odds, and credit-building strategy. Learn if this unsecured card is right for you.

Prosper Credit Card Review

Read more

Nathan Harness

Dr. Nathan Harness, Ph.D., CFP®, serves as the Director of the Financial Planning Program at Texas A&M University. In this role, he holds the responsibility of program management while teaching a multitude of financial planning courses. Dr. Harness is an accomplished educator with a global reach, having presented lectures on international investing, global financial risk, […]

...
Read more