Michael Thomas

Loans with a Cosigner

Top Personal Loans with a Cosigner in 2025 Getting approved for a personal loan can be tough—especially if you have fair or poor credit. But adding a cosigner to your loan application may help you qualify for better rates, higher...

Learn how Security Finance personal loans work, what fees to expect, and whether their high-cost loans are the right fit for your financial situation.

Security Finance Personal Loans

LendingPoint personal loans—rates, fees, approval criteria, and funding speed. Learn if LendingPoint is right for your financial needs.

LendingPoint Personal Loan Review

Learn when to take Social Security, how market conditions impact retirement income, and why personalized wealth planning leads to a happier retirement.

Maximize Social Security Timing

Michael Thomas

Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization’s effects on financial behavior, and the connection between brain function and money. Dr. Thomas’s philosophy on how to effectively interact with money can be summed up […]

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