The Dirty Secret Behind FinTech Loan Rates Why Your Credit Score May Be Costing You Thousands The rise of financial technology companies promised a revolution in lending. Instead of relying on outdated credit scoring systems, FinTech lenders claimed they would...
Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization’s effects on financial behavior, and the connection between brain function and money. Dr. Thomas’s philosophy on how to effectively interact with money can be summed up […]
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